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Terms of Service

Last Updated: January 18, 2026

1. Acceptance of Terms

By accessing or using Aftermath Analytics ("Service," "Platform," "we," "us"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. No Investment Advice

2.1 Educational Purpose Only

The Service provides software tools, data visualization, backtesting capabilities, and historical analysis for educational purposes. We do NOT:

• Provide personalized investment advice
• Recommend specific securities or trading strategies for your individual situation
• Act as a financial advisor, broker, or registered investment advisor
• Manage your investments or execute trades on your behalf
• Guarantee any trading outcomes or future performance

2.2 Your Responsibility

You are solely responsible for:

• Evaluating your own financial situation
• Determining the suitability of any investment strategy
• Making your own independent investment decisions
• Consulting with licensed financial professionals before trading
• Understanding the risks associated with trading and investing

3. Risk Disclosure

3.1 Trading Risks

WARNING: Trading securities, options, futures, forex, and other financial instruments carries a HIGH DEGREE OF RISK and may not be suitable for all investors. You should carefully consider your financial condition before trading.

Potential losses include but are not limited to:

• Total loss of capital: You can lose 100% of your investment
• Losses exceeding deposits: Some instruments (options, futures, margin) can result in losses greater than your initial investment
• Market volatility: Rapid price movements can cause substantial gains or losses
• Liquidity risk: You may be unable to exit positions at desired prices
• Counterparty risk: Broker or exchange failures can result in loss

3.2 Past Performance Disclaimer

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

• Backtested results are hypothetical and do not represent actual trading
• Historical data may not reflect real-world trading conditions (slippage, commissions, market impact)
• Simulated results do not guarantee you will achieve similar returns
• Market conditions change, and historical patterns may not repeat

3.3 No Guaranteed Returns

We make NO REPRESENTATIONS OR WARRANTIES regarding:

• Profitability of any strategy or signal
• Accuracy of predictions, forecasts, or expected moves
• Performance of AI-generated recommendations
• Success rates advertised or displayed in examples

4. Data Accuracy & Service Availability

4.1 Data Disclaimer

We strive for accuracy but DO NOT GUARANTEE:

• Real-time accuracy of market data
• Completeness or correctness of historical data
• Absence of errors, bugs, or technical issues
• Uninterrupted service availability

You acknowledge that:

• Data may be delayed, inaccurate, or incomplete
• Technical errors may occur without notice
• Service downtime may happen at any time
• We are not liable for losses due to data errors or service interruptions

4.2 Third-Party Data

We use third-party data providers (including but not limited to TradingView, Alpha Vantage, FRED, yfinance). We are not responsible for:

• Accuracy of third-party data
• Third-party service outages
• Changes to third-party data availability

5. Limitation of Liability

5.1 Maximum Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We are NOT LIABLE for any trading losses, investment losses, or financial damages
• Our total liability shall not exceed the amount you paid for the Service in the past 12 months
• We are not liable for indirect, incidental, consequential, or punitive damages
• We are not liable for lost profits, data loss, or business interruption

5.2 No Liability for Trading Decisions

You acknowledge that we are not responsible for:

• Any trades you execute based on information from the Service
• Losses resulting from following signals, recommendations, or strategies
• Errors in your interpretation of data or analytics
• Failure to understand risks before trading

6. User Responsibilities

6.1 Acceptable Use

You agree to NOT:

• Reverse engineer, decompile, or extract proprietary algorithms
• Resell, redistribute, or share your account access
• Use the Service for illegal activities or market manipulation
• Scrape or systematically download data without permission
• Interfere with Service security or functionality

6.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your login credentials
• All activities that occur under your account
• Notifying us immediately of unauthorized access

7. Subscription & Payment Terms

7.1 Billing

• Pro Plan: $49/month, billed monthly
• Quant Plan: $99/month, billed monthly
• All fees are in USD and non-refundable unless otherwise stated
• We reserve the right to change pricing with 30 days' notice
• Early adopter pricing locked for first 750 members (as long as subscription remains active)

7.2 Cancellation

• You may cancel your subscription at any time
• Cancellations take effect at the end of the current billing period
• No refunds for partial months or unused subscription time
• Access to paid features terminates upon cancellation
• All fees are non-refundable except where required by law

7.3 Free Trial

7-DAY FREE TRIAL for new users:

• Access to full platform features during trial period
• No credit card required for trial
• Cancel anytime during trial with no charges
• Subscription begins automatically after trial unless canceled

8. Intellectual Property

All content, algorithms, code, designs, and materials are the exclusive property of Aftermath Analytics. You receive a limited, non-exclusive, non-transferable license to access the Service for personal, non-commercial use.

You may NOT:

• Copy, modify, or create derivative works
• Claim ownership of our proprietary methods
• Patent or trademark any concepts derived from the Service

9. Termination

We reserve the right to suspend or terminate your account at any time for:

• Violation of these Terms
• Fraudulent activity or payment disputes
• Abusive behavior toward staff or other users
• Any reason at our sole discretion

10. Regulatory Compliance

10.1 Not a Registered Entity

Aftermath Analytics is NOT:

• Registered with the SEC, FINRA, CFTC, or any regulatory body
• A licensed investment advisor or broker-dealer
• Subject to regulatory oversight for investment advice

10.2 Your Obligations

You are responsible for:

• Complying with all applicable laws in your jurisdiction
• Reporting your own trading gains/losses for tax purposes
• Understanding regulations that apply to your trading activity

11. Indemnification

You agree to indemnify and hold harmless Aftermath Analytics, its officers, employees, and affiliates from any claims, damages, or expenses (including legal fees) arising from:

• Your use of the Service
• Your trading or investment decisions
• Your violation of these Terms
• Your violation of any laws or regulations

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the website. Continued use of the Service constitutes acceptance of modified Terms.

13. Governing Law & Dispute Resolution

13.1 Jurisdiction

These Terms are governed by the laws of the State of Louisiana, United States, without regard to conflict of law principles.

13.2 Arbitration

Any disputes shall be resolved through binding arbitration rather than in court, except for claims related to intellectual property.

13.3 Class Action Waiver

YOU WAIVE THE RIGHT TO PARTICIPATE IN CLASS ACTION LAWSUITS. All disputes must be brought individually.

14. Entire Agreement

These Terms constitute the entire agreement between you and Aftermath Analytics regarding the Service and supersede all prior agreements.

15. Contact Information

For questions about these Terms, contact us at:

Email: legal@aftermathanalytics.com
Website: aftermathanalytics.com

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